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Rates
Rate Sheet

UCB RATE SHEET
UNITED COMMUNITY BANK OF ND
4/2/2014

This rate chart contains information about interest rates and annual percentage yields for some of the accounts we offer.

Account Product Name Minimum Opening Deposit Minimum Balance to Obtain
Annual Percentage Yield
Interest
Rate
Annual Percentage
Yield
12 MONTH CD SPECIAL a $5,000.00 $5,000.00 c 0.50% 0.50%
24 MONTH CD SPECIAL a $5,000.00 $5,000.00 c 0.60% 0.60%
03 MONTH CERTIFICATE OF DEPOSIT a $500.00 $500.00 c 0.05% 0.05%
06 MONTH CERTIFICATE OF DEPOSIT a $500.00 $500.00 c 0.20% 0.20%
09 MONTH CERTIFICATE OF DEPOSIT a $500.00 $500.00 c 0.20% 0.20%
12 MONTH CERTIFICATE OF DEPOSIT a $500.00 $500.00 c 0.30% 0.30%
15 MONTH CERTIFICATE OF DEPOSIT a $500.00 $500.00 c 0.30% 0.30%
18 MONTH CERTIFICATE OF DEPOSIT a $500.00 $500.00 c 0.35% 0.35%
24 MONTH CERTIFICATE OF DEPOSIT a $500.00 $500.00 c 0.55% 0.55%
36 MONTH CERTIFICATE OF DEPOSIT a $500.00 $500.00 c 0.75% 0.75%
48 MONTH CERTIFICATE OF DEPOSIT a $500.00 $500.00 c 1.10% 1.10%
60 MONTH CERTIFICATE OF DEPOSIT a $500.00 $500.00 c 1.30% 1.30%
THREE YEAR EASY START IRA a, b $25.00 $25.00 c 0.48% 0.48%
UNITED CHECKING b $500.00 $500.00 c
        Daily Balances of: 
$500.00 - $2,499.99  0.05% 0.05%
$2,500.00 - $9,999.99  0.05% 0.05%
$10,000 and up  0.05% 0.05%
GOLDEN NOW b $50.00 $500.00 
        Daily Balances of: 
$500.00 - $4,499.99  0.05% 0.05%
$5,000.00 and up  0.05% 0.05%
PLATINUM CLUB b $2,500.00 $2,500.00 c
        Daily Balances of: 
$2,500.00 - $4,999.99  0.05% 0.05%
$5,000.00 and up  0.05% 0.05%
SUCCESS SAVINGS b $25.00 $10.00 c
        Daily Balances of: 
$10.00 and up  0.05% 0.05%
MONEY MARKET b $2,500.00 $2,500.00 d
        Average Daily Balances of: 
$2,500.00 - $9,999.99  0.05% 0.05%
$10,000.00 - $24,999.99  0.10% 0.10%
$25,000.00 and up  0.10% 0.10%
JUMBO SAVINGS b $25,000.00 $100.00 d
        Average Daily Balances of: 
$100.00 - $24,999.99  0.05% 0.05%
$25,000.00 and up  0.05% 0.05%
BUSINESS SAVINGS b $1,000.00 $100.00 c
        Daily Balances of: 
$100.00 - $24,999.99  0.05% 0.05%
$25,000.00 and up  0.05% 0.05%

a) A penalty may be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.
d) Average daily balance. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.


 
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 4/2/2014
For current rate information call (701) 839-3500

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