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Loans
 We offer all types of mortgage loans designed specifically for your needs.
Construction Loans
Conventional Loans
Home Equity Loans
Home Equity Lines of Credit

The Mortgage Process
 1. Pre-Qualification - How much home can you afford? This question, as well as other important questions, is answered throughthe pre-qualification process. Your pre-qualification is a critical first step in negotiating the best deal for your new home. You will be confident knowing exactly what you can comfortably afford.

2. Loan Application - Once you have a signed Sales Contract on the home you have selected, the actual loan application process starts. You meet with one of our mortgage loan officers and we will provide you with an application and the other required information you will need to process your loan.

3. Processing - After you have completed the loan application, together we will prepare your loan for underwriting.

4. Underwriting - The underwriter determines if the loan package provided by the loan processor is acceptable. Once the loan is approved by underwriting, you are qualified to receive a mortgage on your new home.

5.Loan Closing - After the loan is approved, all that is remaining is the signing of closing documents. The closing documents are signed, the seller receives payment, and the loan process is completed and the buyer now owns a new home.
 
 
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