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 Loans
We offer all types of mortgage loans designed
specifically for your needs.
Construction Loans
Conventional Loans
Home Equity Loans
Home Equity Lines of Credit
The Mortgage Process
1. Pre-Qualification - How much home can you afford? This
question, as well as other important questions, is answered throughthe pre-qualification
process. Your pre-qualification is a critical first step in negotiating the best
deal for your new home. You will be confident knowing exactly what you can comfortably
afford.
2. Loan Application - Once you have a signed Sales Contract on the home you have
selected, the actual loan application process starts. You meet with one of our
mortgage loan officers and we will provide you with an application and the other
required information you will need to process your loan.
3. Processing - After you have completed the loan application, together we will
prepare your loan for underwriting.
4. Underwriting - The underwriter determines if the loan package provided by
the loan processor is acceptable. Once the loan is approved by underwriting,
you are qualified to receive a mortgage on your new home.
5.Loan Closing - After the loan is approved, all that is remaining is the signing
of closing documents. The closing documents are signed, the seller receives payment,
and the loan process is completed and the buyer now owns a new home. |
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