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Investment Products
 
We offer accounts that allow you to concentrate on managing your business to achieve your business goals.

Whether you are investing for future business development or contrubiting to your employees' pension plan, we are here help you achieve your goals.  If your investments requre a time-release schedule, consider our certificates of deposit to maximize your earning potential.  Our SEP IRAs can be established for as few as one employee or your whole staff as an alternative employee pension plan. 

Certificates of Deposit (CD) - 3 Month - 60 Month CD
Visit the CDs, IRAs & Savings Rates page for up-to-date rates on all CDs.  United Community Bank CD Accounts offer you excellent yields and the security of your funds being FDIC insured.

Fixed Rate IRA
We provide a wide range of investment products including all types of IRAs.  We offer SEP, Roth, and Traditional IRAs. IRA rates change weekly and Annual Percentage Yield may vary depending on the length of the contract. IRAs can be purchased for periods ranging from three (3) months to sixty (60) months. It's your option! All UCB IRAs are FDIC insured.

 
 
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United Community Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.