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Investment Products
 

The sky is the limit with our investment accounts. As a self-employed producer, reap the benefits of our SEP IRA accounts or an excellent yield certificate of deposit.

Fixed Rate IRA
We provide a wide range of investment products including all types of IRAs. We offer SEP, Roth, and Traditional IRAs. IRA rates change weekly and Annual Percentage Yield may vary depending on the length of the contract. IRAs can be purchased for periods ranging from three (3) months to sixty (60) months. It's your option! All UCB IRAs are FDIC insured.

Certificates of Deposit (CD) - 3 Month - 60 Month CD
Visit the CDs, IRAs & Savings Rates page for up-to-date rates on all CDs. United Community Bank CD Accounts offer you excellent yields and the security of your funds being FDIC insured.

 
 
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United Community Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.